Private Loans

The Financial Aid Office awards federal non-need based Stafford Unsubsidized and PLUS loans in the student’s initial award package. Sometimes students may have a gap in their cost of attendance and all other aid so they may need to pursue other lending sources. Students are strongly encouraged to request the federal and state loan options that may be available to them before applying for private loans.

Selecting a lender is the most important choice you need to make before you can begin applying for a private loan. Texas Chiropractic College has chosen their preferred lender list by evaluating interest rates, loan costs, and repayment terms that are beneficial to our students. It is the responsibility of the Director of Financial Aid to meet with each lender to evaluate private student loans.

If you do not see your choice, please contact your preferred lender to obtain their lender code and notify our office of your selection before you complete the lender’s application process. The choice of lender is entirely yours so your selection should be made after careful research of which lender suits your needs and offers the lowest rates possible.

Loan Disclosures

Union Federal Private Student Loan
www.unionfederalstudentloans.com
Loan Disclosure

Suntrust Custom Choice Loan
www.collegiatestudentloans.com
Loan Disclosure

Kinecta Federal Private Loan
www.kinecta.org
Loan Disclosure

Texas Extra Credit Education Loans
www.texasextracredit.com
Loan Disclosure

After you select your lender then you need to complete the following two steps to apply for a private loan:

1. Apply online with your preferred lender. A credit check will be processed once the application is submitted.
2. Complete your lender’s required application and Self-Certification Form. Both forms must be completed in order to receive any funding.

After these two steps are completed, the lender will submit your approved loan to the Financial Aid Office for processing. Please allow 10-14 days for processing time.